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HCC Life "Short-Term Medical" (STM)


Short-term temporary health insurance for individuals living in the U. S.

 

This plan, "Short-Term Medical" (STM), offerred through HCC Life Insurance Company (HCC LIfe), is an appropriate solution for individuals -- both U. S. citizens and non-U.S. citizens living in the U.S.-- in need of temporary medical coverage. Short-term medical insurance plan protects against unforeseen accidents and sicknesses, available to:

 

  • -U.S. citizens living abroad who return to America for short-term home visits,
  • -Newly arrivals/immigrants in the U.S.
  • -Students,
  • -Individuals between jobs,
  • -New employees waiting for coverage to begin, or
  • -Any eligible person who is temporarily without health insurance coverage.

 

With HCC Life STM, you can choose from a wide range of deductibles, select the exact length of coverage required -- ranging from a few days to a 6-month policy 11-month policy, depending on the State where you reside -- and receive treatment from the doctors and hospitals of your choice. HCC Life STM provides coverage for Inpatient and Outpatient charges, including Inpetient prescription drugs, as well as charges for emergency local ambulance and expenses related to Mental and Nervous Disorders. The available Coverage Period Maximum options are $1 million and $2 million.

 

To find a specific STM plan for the State of your choice, click Get Quote & Review Coverage.

 

To download the STM package of the State of Caliifornia including Brochure, Rate Sheet, Application and Certificate of Insurance as a sample, click the links below.

Brochure | Rate Sheet | Application | CA Certificate of Insurance

International Travel Medical Insurance Plans
Simple. Fast. Affordable.

Choose one of the following:

International Insurance Products

Atlas Travel Insurance
Short-term travel health insurance for individuals traveling outside their home country.

Whether you are traveling for business or pleasure, Atlas Travel insurance may be just what you're looking for. Plans are available from a minimum of 5 days or more with up to 1,000,000 USD of medical coverage. In addition to medical benefits for injuries and illnesses, Atlas Travel Insurance includes benefits for emergency medical evacuation, terrorism, political evacuation, and adventure sports.

Get Quote | Review Coverage | Brochure | Rate Sheet & Application

Atlas Group Travel Insurance

Short-term international health insurance for 5 or more traveling abroad
Atlas Group travel insurance is tailored for groups of 5 or more U.S. and non-U.S. Citizens traveling outside their home country for 5 days or more with up to 1,000,000 USD of medical coverage per person. This plan is appropriate for missionaries, students and business executives. It features medical coverage, emergency medical evacuation, and repatriation of remains.
Get Quote | Review Coverage | Brochure | Rate Sheet & Application

Atlas MultiTripsm

International health coverage for business travel professionals taking multiple trips throughout the year
Atlas MultiTrip is available to executives and their families who require annual medical insurance with coverage for multiple trips of 30 days duration or less. If you maintain medical coverage in your home country, Atlas MultiTrip is designed to take some of the risk out of your international business travel. Medical coverage: up to 1,000,000 USD per certificate period.
Get Quote | Review Coverage | Brochure | Rate Sheet & Application

 

International Student Insurance Products

StudentSecure®

Worldwide health coverage for students pursuing their education abroad
StudentSecure is designed to meet the insurance needs of international students traveling inside or outside of the United States. Whether you are looking for individual coverage or coverage for the entire family, our Select, Budget and Smart options have the features you need. These plans include coverage for emergency medical evacuation, sports, mental health, maternity (Budget and Select) and more! Medical coverage per certificate period ranges from 200,000 USD to 300,000 USD.
Get Quote | Review Coverage | Brochure | Rate Sheet & Application

U.S. Short-Term Health Insurance Products

HCC Life "Short-Term Medical" (STM)

Short-term temporary health insurance for individuals living in the US

This plan is an appropriate solution for individuals in need of temporary medical coverage. Short-term medical insurance plan protects against unforeseen accidents and sicknesses, available to individuals between jobs, students, new employees waiting for coverage to begin, U.S. citizens living abroad who return to America for short-term home visits, newly arrivals/immigrants in the U.S., or any eligible person who is temporarily without health insurance coverage.

Get Quote & Review Coverage (All States - Online) || Download Brochure (California) | Rate Sheet (California) | Application (California) | Certificate of Insurance ( California)