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HCC Life "Short-Term Medical" (STM)

Short-term temporary health insurance for individuals living in the U. S.


This plan, "Short-Term Medical" (STM), offerred through HCC Life Insurance Company (HCC LIfe), is an appropriate solution for individuals -- both U. S. citizens and non-U.S. citizens living in the U.S.-- in need of temporary medical coverage. Short-term medical insurance plan protects against unforeseen accidents and sicknesses, available to:


    • -U.S. citizens living abroad who return to America for short-term home visits,
    • -Newly arrivals/immigrants in the U.S.
    • -Students,
    • -Individuals between jobs,
    • -New employees waiting for coverage to begin, or
    • -Any eligible person who is temporarily without health insurance coverage.


With HCC Life STM, you can choose from a wide range of deductibles, select the exact length of coverage required -- ranging from a few days to a 6-month policy 11-month policy, depending on the State where you reside -- and receive treatment from the doctors and hospitals of your choice. HCC Life STM provides coverage for Inpatient and Outpatient charges, including Inpetient prescription drugs, as well as charges for emergency local ambulance and expenses related to Mental and Nervous Disorders. The available Coverage Period Maximum options are $1 million and $2 million.


To find a specific STM plan for the State of your choice, click Get Quote & Review Coverage.


To download the STM package of the State of Caliifornia including Brochure, Rate Sheet, Application and Certificate of Insurance as a sample, click the links below.

Brochure | Rate Sheet | Application | CA Certificate of Insurance


  • Cong Ty Co Pham Bao Dam VINA (Vietnamese Name)
  • Vinasure Joint Stock Company (English Name)


Call Us 08.6288.3030


80 Vo Van Tan
Ward 6, District 3
Hochiminh City, Vietnam


+848.6288.3030 || 08.6288.3030 (Phone)
+848.3930.8220 || 08.3930.8220 (Fax)



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