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HCC Life "Short-Term Medical" (STM)

Short-term temporary health insurance for individuals living in the U. S.


This plan, "Short-Term Medical" (STM), offerred through HCC Life Insurance Company (HCC LIfe), is an appropriate solution for individuals -- both U. S. citizens and non-U.S. citizens living in the U.S.-- in need of temporary medical coverage. Short-term medical insurance plan protects against unforeseen accidents and sicknesses, available to:


    • -U.S. citizens living abroad who return to America for short-term home visits,
    • -Newly arrivals/immigrants in the U.S.
    • -Students,
    • -Individuals between jobs,
    • -New employees waiting for coverage to begin, or
    • -Any eligible person who is temporarily without health insurance coverage.


With HCC Life STM, you can choose from a wide range of deductibles, select the exact length of coverage required -- ranging from a few days to a 6-month policy 11-month policy, depending on the State where you reside -- and receive treatment from the doctors and hospitals of your choice. HCC Life STM provides coverage for Inpatient and Outpatient charges, including Inpetient prescription drugs, as well as charges for emergency local ambulance and expenses related to Mental and Nervous Disorders. The available Coverage Period Maximum options are $1 million and $2 million.


To find a specific STM plan for the State of your choice, click Get Quote & Review Coverage.


To download the STM package of the State of Caliifornia including Brochure, Rate Sheet, Application and Certificate of Insurance as a sample, click the links below.

Brochure | Rate Sheet | Application | CA Certificate of Insurance


  • Cong Ty Co Pham Bao Dam VINA (Vietnamese Name)
  • Vinasure Joint Stock Company (English Name)



Founded on November 17, 2008 as a business services company, Vinasure Joint Stock Company ( “VINASURE”) specializes in market research, management consulting, computer programming, computer systems consulting and administration, leased data processing and related services, and insurance brokerage services. With a charter capital of four billion VND and having a group of founding shareholders who are enthusiastic and have solid experience in the field of finance, insurance, computer and telecommunications, Vinasure wishes to become a leading company in the field of management, consulting and product development for top corporations Vietnam. Vinasure’s business activities focus on the following core values:

- Honesty and Transparency -- Being honest and transparent with customers , business partners, employees and shareholders.
- Professionalism and dynamism -- Providing the most perfect and convenient services to customers and partners.
- Emphasis on Vietnam’s values and culture -- Creating and distributing products targeting customers in Vietnam in accordance with the customs of Vietnam.
- Responsibility to customers, shareholders and society -- Always serving and supporting customers and partners in the best way possible to generate profit for the company.

During the last five years, Vinasure has been the management, consulting and product development provider of electronic insurance equipment for two national insurance companies -- AAA Assurance Corporation and Vien Dong Assurance Corporation -- through a partnership with FPT Telecommunications and VTA Telecommunications. Vinasure has generated an annual revenue of more than 600,000 USD per year. Vinasure commits to always provide its customers and partners with the most efficient, expeditious and satisfactory services.


VINASURE is also a General Agent of HCC MEDICAL INSURANCE SERVICES ("HCCMIS"), a worldwide leader in designing, distributing and administering international travel medical insurance benefits. In this business-to-business and business-to-consumer capacity, VINASURE is developing a network of Agents and Sub-Agents to provide HCCMIS's international travel medical insurance and U.S. Short-Term Medical coverage to international travelers and internationally assigned employees. As part of its services, VINASURE delivers Web-based insurance information to both current and prospective insurance customers:

-VINASURE's integrated suite of online services facilitates a comprehensive search, review and purchase of HCCMIS/LLOYD'S international travel medical insurance, international student medical insurance and U.S. short-term medical insurance products.

- VINASURE's international travel medical insurance services are available to all Vietnamese citizens, international travelers of any nationality, expatriates in Vietnam andU.S. citizens living abroad who return to the U.S. for short-term home visits.


Call Us 08.6288.3030


80 Vo Van Tan
Ward 6, District 3
Hochiminh City, Vietnam


+848.6288.3030 || 08.6288.3030 (Phone)
+848.3930.8220 || 08.3930.8220 (Fax)



Websites: (English) (Vietnamese) (Vietnamese) (Vietnamese)