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Atlas Travel Insurance

Short-term travel health insurance for individuals traveling outside their home country.

Whether you are traveling for business or pleasure, Atlas Travel insurance may be just what you're looking for. Plans are available from a minimum of 5 days or more with up to 1,000,000 USD of medical coverage. In addition to medical benefits for injuries and illnesses, Atlas Travel Insurance includes benefits for emergency medical evacuation, terrorism, political evacuation, and adventure sports.


Get Quote | Review Coverage | Brochure | Rate Sheet & Application

Atlas MultiTripsm

International health coverage for business travel professionals taking multiple trips throughout the year

Atlas MultiTrip is available to executives and their families who require annual medical insurance with coverage for multiple trips of 30 days duration or less. If you maintain medical coverage in your home country, Atlas MultiTrip is designed to take some of the risk out of your international business travel. Medical coverage: up to 1,000,000 USD per certificate period. Annual premium is 200 USD (excluding the U.S.) or 285 USD (including the U.S.) regardless of your age.


Get Quote | Review Coverage | Brochure | Rate Sheet & Application

HCC Life "Short-Term Medical" (STM)

Short-term temporary health insurance for individuals living in the US

This plan is an appropriate solution for individuals in need of temporary medical coverage. Short-term medical insurance plan protects against unforeseen accidents and sicknesses, available to individuals between jobs, students, new employees waiting for coverage to begin, U.S. citizens living abroad who return to America for short-term home visits, newly arrivals/immigrants in the U.S., or any eligible person who is temporarily without health insurance coverage.


To find a specific STM plan for the State of your choice, click Get Quote & Review Coverage.


To download the STM package of the State of Caliifornia including Brochure, Rate Sheet, Application and Certificate of Insurance as a sample, click the links below.

Brochure / Rate Sheet / Application | CA Certificate of Insurance


DNP & Associates, Inc. d/b/a DNP Insurance Services® (“DNP®”), a Westminster, CA-based insurance agency founded in 1995 (CA License Number # 0G67837), is a leading, established business-to-consumer insurance brokerage company providing a variety of health, life and travel medical insurance products.

As part of its services, DNP delivers Web-based insurance information to individuals, families and small businesses (,,,, and

DNP’s integrated suite of online services facilitates a comprehensive search and review of leading insurance companies and their products.

Dzung N. Pham, the CEO/Principal Broker of DNP, is also HCCMIS’s Managing General Agent (MGA), and in this capacity, DNP is developing a network of Agents to provide HCCMIS’s global travel medical insurance coverage to international travelers and internationally assigned employees in several target markets.

Interested in Joining HCCMIS's Agency Network as an Agent?


If you are an experienced, licensed insurance professional and you are interested in joining IMG’s worldwide agency network as a General Agent or an Agent, please contact us as follows:

Dzung N. Pham, CLU, CFP®, ChFC, LUTCF
1-714-531-8750 (Office)
1-888-22-888-52 (Toll Free)





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